The Top 10 iPad Budgeting Apps

The iPad has made personal finance much easier to manage as there are so many apps available to help users budget and save their money. Gone are the days of paper and pen, and the days of boring spreadsheets. The iPad is not only extremely productive and useful, but it also makes managing your money much more interactive and a lot more fun! Here are some great apps to get started with.

Equifax Mobile (Free)
Equifax Mobile is a great app for monitoring credit reports and scores. It is free, easy to use, and it is secure since it is actually made by Equifax, one of the credit bureaus. This app allows people to track their progress in terms of improving their credit scores and to check for fraud committed in their name.

Bloomberg for iPad (Free)
Bloomberg for iPad is good for keeping up with the latest news in finance as well as fluctuating stock prices. It also has tools that allow people to analyse the stocks right on their iPad so that they can make the best investment choices on the spot.

Ask Dave Ramsey (Free)
Dave Ramsey, if you haven’t heard of him before, is a very popular writer and radio personality who answers questions about personal finances and investing. The Ask Dave Ramsey app is a quick way to learn the basics of finance and get answers to some common questions about credit cards, loans, mortgages, etc.

iCurrency Plus for iPad ($2.99)
iCurrency Plus for iPad is an app that allows users to track the value of worldwide currencies and, of course, check conversion rates to see how much they are really spending. This is a great app for someone that travels around the world or for the person who regularly invests in foreign currencies and needs to stay abreast of the fast-moving market.

iXpenseIt ($4.99)
iXpenseIt is an app that allows people monitor and track their expenses and cash flow while staying within their budget. It can create charts and graphs to analyse and track exactly how money is being spent. Financial reports can be sent to a computer, printed, and retained to for tax purposes, expense reports, etc.

Zillow Marketplace Calculator and Rates (Free)
This Zillow app is basically a mortgage calculator that allows people to check rates and determine payments. It comes into its own when researching real estate to invest in and deciding whether or not the property is affordable.

BillTracker ($1.99)
BillTracker is an app that allows people to track their expenses according to the their due dates. It allows users to see how many days they have left to pay a bill, which makes it much less easy to miss a payment and inadvertently damage your credit rating. For that, it’s worth the $1.99 alone.

Mint.com Personal Finance (Free)
Mint.com is probably the best known and most widely used personal finance management website there is, allowing users to upload their bank and credit card account information to create personalised budgets. This mobile app allows users to monitor their spending habits and stay within a budget using Mint.com’s interface.

IRS2Go (Free)
This app was developed by the Internal Revenue Service and it allows users to see their tax refund, check its status, and receive updates and notices about their tax filings. If you’re awaiting that payment, then this is the app for you!

SpotMe Payments (Free)
This app allows users to share expenses with their friends while living, working, and shopping together. It keeps track of how much a person owes to each friend and allows them to send payment, lend money, and split balances. Use SpotMe to call an end on feuds over who owes who.

This post has been contributed by Finance Choices, a financial comparison website based in the UK. For more posts like this one, visit their blog.